A majority of my clients are indeed homeowners and, when consulting about their rights under the Bankruptcy Code, the first questions are: ✓ Will I lose my house? Can I keep it? ✓ Is my house required to be in my bankruptcy? Although in most cases … [Read more...]
CELEBRATING 35 YEARS OF TRUST AND EXCELLENCE
Mr. Phillip Galyen is celebrating 35 years in the Texas Bar!! Come celebrate with US!I want to personally invite you as our existing and prospective clients to celebrate Mr. Galyen’s amazing 35 years as an attorney in the Texas Bar. Becoming an … [Read more...]
The Tax Man Cometh!! (Not Necessarily So) Eliminating Older Tax Debt in Bankruptcy
Often, I consult with individuals with tax debt, income tax debt owed to the IRS for past years, as much as 10 years in the past, and as recently as last year. Often, my clients are sustaining IRS agreements to pay back taxes in the tens of … [Read more...]
How Will Bankruptcy Affect My Most Valuable Assets?
These are the most common questions I am asked during an initial client consultation: Will I lose my home if I file for bankruptcy? What about my car? My IRA, or 401K? The good news is, for most prospective bankruptcy debtors filing bankruptcy with … [Read more...]
Chapter 13 and the New “Conduit” Program in North Texas
Let’s Save Your Home If you are reading this, you likely live in the Northern District of Texas – in the DFW Metroplex – and may be searching for a way to save your home from foreclosure. My home, too, is by far, my most prized asset; and it … [Read more...]
YOU ARE NOT ALONE! AND WE KNOW HOW TO HELP YOU ACHIEVE A FRESH START!
If you are reading this right now, it is very likely that you are under – what feels like – severe financial stress. You may be overwhelmed. You may be asking yourself: “How am I going to get out of this, and get on with my life?” “What can I do?” “I … [Read more...]
Are you behind on your mortgage? Are you scared of losing your home to foreclosure?
Let’s talk about your options; call us!! Bankruptcy is a sure fire solution!! Life happens. Right in the middle of living the “American Dream”, and in your wonderful home, suddenly you suffer an illness, job loss, or major unexpected expense. You … [Read more...]
Let’s talk about all of those bill collector calls, their mail and, even, in some cases, their threats!
On top of mounting medical bills, a job loss, or an illness that has caused your financial hardship, creditors and bill collectors can nevertheless be relentless. This can be overwhelming, and psychologically stressful. They call your phone as … [Read more...]
Chapter 7 or Chapter 13?
Which can you file? Which is right for you, and your family? Don’t wait to find out! When I consult with prospective debtors, individuals and families seeking debt relief by way of bankruptcy, I always explain the distinctions, benefits, and … [Read more...]