The Uninsured and Underinsured Motorists Law in Texas

Personal Injury LawWhen you’ve been hurt in an accident, one of the first places you turn to help you get reimbursement for your losses is your insurance company. For many, that’s an unpleasant experience. Let’s face it—insurance companies are in business to make a profit and have a vested interest in paying as little as possible, or nothing, to settle your claim. They’ll employ a lot of different strategies to minimize their payout—playing nice, asking for information they don’t need, hiding coverage. But there’s one you need to be on the lookout for at this time of year—the so-called “holiday settlement.”

The Holiday Settlement Offer

Insurance companies will often stop at little to reduce the amount they have to pay to settle a claim. Around the holidays, they take advantage of the emotions people have at the holidays. They know that everyone wants to provide a nice Christmas for their family and that doing so can be difficult if you’re out of work because of an accident. Accordingly, they’ll come in with a offer significantly less than the injured person deserves, knowing there’s pressure to take because of the expenses involved with the holiday.

Don’t be fooled, either, if your insurance agent and/or the adjuster take great pains to be in the holiday spirit. They want you to be thinking about Christmas and the fact that you don’t have the resources to get the gifts you want for your loved ones. They know that most people, faced with the choice of taking less or not having anything to buy gifts, will take less.
Don’t be taken in…Christmas is just a day. Don’t put your family’s future at risk because an insurance company is trying to profit from your emotions.

Contact Us

At the law office of Bailey & Galyen, we provide a free initial consultation to every client. To set up an appointment with an experienced Texas Personal Injury Attorney, contact us by e-mail or call our offices at one of the convenient locations listed below. We will take your call 24 hours a day, seven days a week.