First, let’s look at worker’s compensation benefits. These benefits are designed to provide financial support to employees who are injured or become ill due to their job. If you’re approved for worker’s comp benefits, you may receive compensation for medical expenses, lost wages, and other related expenses.
But what if you’re also eligible for disability benefits? The good news is that in most cases, you can collect both worker’s comp and disability benefits. However, there may be some offset depending on how much money you received in worker’s comp versus how much you actually earned while working.
If you’re approved for disability benefits, such as Social Security Disability Insurance (SSDI), private long-term disability benefits, or VA benefits, there may be an offset in the amount of benefits you receive. This means that if you’re receiving a certain amount in worker’s comp benefits, your disability benefits may be reduced by that same amount.
However, it’s important to note that Social Security benefits are only concerned with your wages. So if you’re not working for money, it doesn’t matter if you’re collecting private or VA benefits or worker’s comp benefits. This means that there is no limitation to collecting those benefits on your application for Social Security.
In conclusion, if you’re injured on the job and also have a disability, you may be eligible for both worker’s comp and disability benefits. While there may be an offset in the amount of benefits you receive, it’s still worth exploring your options and applying for any benefits you may be eligible for. Consider consulting with a disability lawyer or financial advisor for guidance in navigating the process and maximizing your benefits.