What Can I Recover If I’m Hit In A Rear-End Motor Vehicle Accident In 2019, more than 4.5 million Americans were injured in over 3 million motor vehicle accidents. Statistics compiled by the National Highway Traffic Safety Administration show that … [Read more...]
Understanding Texas Open Container Laws
What Is an Open Container? What Are the Potential Penalties? It’s commonly understood in Texas that you can be criminally prosecuted if you are stopped by police and there’s sufficient evidence to indicate that you are driving while impaired by … [Read more...]
Estate Planning for Single Parents
Why It’s Important to Put a Careful Plan in Place As a single parent, your life is hectic because you must fulfill the roles of both parents. You think about what might happen if you’re incapacitated or die—how it would affect your children—but you … [Read more...]
Notario Publico vs. Notary Public – Not the Same Thing
Important Distinctions for Immigrants From Mexico If you are coming into the United States from Mexico, you may be familiar with the term notario publico. But beware. Though notario publico literally translates into “notary public” in English, it … [Read more...]
Establishing Negligence in a Personal Injury Claim in Texas
What Must You Show to Successfully Recover Compensation? When you’re hurt because of the wrongful or careless acts of another person, you have a right to seek damages (financial compensation) for losses arising from the accident. Damages can include … [Read more...]
What Is the Difference Between Separation and Divorce in Texas?
Are There Advantages to Separating Without Getting a Divorce? You may be experiencing problems in your marriage, but you’re not ready to call it quits yet. You’ve probably heard the term “legal separation” and may be wondering how it’s different … [Read more...]
Saving Your Home: The Amazing Chapter 13 Second Mortgage Lien Strip
If you have a second (or third) mortgage and your home is worth no more than the balance on your first mortgage, that second (or third) mortgage may be able to be stripped off your home title. This can save you a tremendous amount of money both … [Read more...]
Saving Your Home: “Avoiding” Judgment Liens with Either Chapter 7 or Chapter 13
Judgment liens on your home are traps waiting to be tripped. An extra and underappreciated benefit of filing for bankruptcy is that most of the time you can harmlessly spring these traps so that they can't ever harm you again. What's a Judgment … [Read more...]
Saving Your Home: The Benefits of Chapter 7 and Chapter 13 Bankruptcy
If you are facing an imminent home foreclosure, Chapter 7 bankruptcy usually buys you relatively little time, but may be enough for what you need. Chapter 13 can usually buy you much more time. The filing of a bankruptcy stops a foreclosure. It … [Read more...]
What Is a Debt Owed for “Fraud in a Fiduciary Capacity”?
You can't discharge debts "for fraud or defalcation while acting in a fiduciary relationship, embezzlement, or larceny." What do these include? This is the last of our series of blogs on types of debts that might not be discharged — legally … [Read more...]
Student Loan Crises and Bankruptcy
This is not an article that is designed to tell you that Bankruptcy can solve your student loan problems. Quite to the contrary, Bankruptcy cannot help much with student loans. It can eliminate all your other debt so that you can deal with your … [Read more...]
What Is a Debt Owed for “Willful and Malicious Injury”?
These are so unusual you might not even think of them as debts — claims against you for intentionally hurting someone or his or her property. Debts that might not be discharged (legally written off) in bankruptcy, including those allegedly … [Read more...]