Homeowners Insurance and Dog Bite Injuries
Will a Homeowners Policy Cover Losses Suffered by the Victim of a Dog Bite?
When you’ve been attacked and bitten by someone else’s dog, the consequences can be many. You may be unable to work for some period of time, or you may have unreimbursed medical expenses. You may experience pain and suffering on a regular basis, including permanent scarring and disfigurement. You may have to give up activities that you’ve enjoyed your entire life. Your injuries may have a significant financial impact, but you might find it difficult to recover the damages you are due. The pet owner’s homeowners’ insurance policy may cover your losses. Let the lawyers at Bailey & Galyen help you get the compensation you need after a dog bite injury.
At Bailey & Galyen, we have aggressively represented personal injury victims in Dallas, Fort Worth and Houston for more than 35 years. We understand that you are integral part of our success, and we’ll keep you fully involved and informed at all times, making certain you know the status of your claim, as well as your options and prospects for success. Our goal, with every client, is to provide levels of client service and satisfaction that meet or exceed your expectations. We’ll listen closely to learn exactly what happened and how it has affected your daily life. We’ll strive to be there when you need us, to answer your questions, and to work side-by-side with you to help you make the right decisions about your future. We’ll work hard to minimize your stress and anxiety, responding promptly to all your calls and e-mails.
Will Homeowners Insurance Cover Dog Bite Injuries?
As a general rule, a homeowners insurance policy will cover injuries and losses suffered as a result of a dog bite. The same principle typically applies to renter’s insurance policies. There are exceptions, however, so you’ll need an experienced attorney to obtain a copy of the insurance policy and determine if there are exclusions:
- Some insurance companies do not provide coverage for attacks or bites by certain breeds of dogs, or in situations where the dog has a history of aggressive behavior
- Some insurance policies specify that dog bite coverage will be determined on a case-by-case basis
In addition, some policies may state specific limits of liability for certain types of claims, including dog bites. If your damages exceed those limits of liability, your primary or sole recourse for remaining damages may be against the homeowner or possessor of the dog.
Contact Bailey & Galyen—Experienced and Effective Dog Bite Injury Attorneys
At the law offices of Bailey & Galyen, we aggressively advocate for dog bite victims in Houston, Dallas and Fort Worth, and the surrounding communities. Call us at 844-402-4350 or contact our office online to arrange a free initial consultation. We’ll take your call 24 hours a day, seven days a week. Evening and weekend appointments can be scheduled upon request. Se habla Espanol.
We litigate all personal injury cases, including dog bite claims, on a contingency basis. We’ll only charge legal fees if we recover compensation for your losses.