How do I know if my employer is a non-subscriber?

Your employer should notify employees whether it has workers’ compensation coverage. You may see a posted workplace notice, receive written notice when hired, or confirm coverage through Texas workers’ compensation coverage through the Department of Insurance Division of Worker’s Compensation’s Coverage Verification tool.

Can I sue my employer if it does not have workers’ compensation insurance?

A lawsuit may be possible in some non-subscriber cases, but the worker generally must prove negligence by the employer or someone acting within the scope of employment. The facts of the injury, the available evidence, and any documents signed after the injury can all determine whether an injured worker has a claim against a non-subscriber.

Is a non-subscriber benefit plan the same as workers’ compensation?

No. A private workplace injury benefit plan may provide certain benefits, but it is not the same as Texas workers’ compensation coverage. The plan documents should be reviewed carefully because they may contain limits, deadlines, or other requirements.

What should I do after being injured while working for a non-subscriber?

Seek medical attention, report the injury, preserve any evidence you can, and keep copies of paperwork related to the accident and your medical care. Be careful about signing releases, waivers, or other documents before you understand how they could affect your options.

Does the employer have to pay damages just because it is a non-subscriber?

No. Non-subscriber status does not automatically make the employer liable. The injured worker must prove negligence and damages. However, Texas law limits certain defenses that non-subscriber employers may otherwise try to use.

Work Injuries Archives

July 2, 2026 by Bailey & Galyen

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Personal Injury Work Injuries

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Work Injuries Personal Injury

October 2, 2025 by Bailey & Galyen

Work Injuries

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Injured as a Seasonal Worker in Texas? Why Your December Retail or Warehouse Job at a Non-Subscriber Employer Changes Everything

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The Hidden Role of Social Media in Texas Workers’ Comp Cases: Dos and Don’ts for Injured Employees

Workers’ Compensation vs. Personal Injury Litigation in Texas: Which Legal Path Fits Your DFW Work Accident?

Essential Steps After a Work Injury on DFW Construction Sites in 2025

Workplace Burn Injuries in Texas: Your Rights When an Employer Fails to Protect You

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Common Workplace Hazards That Lead to Non-Subscriber Claims in Texas

Arbitration for Injured Workers at Non-Subscribing Companies in Texas