Let’s talk about your options; call us!! Bankruptcy is a sure fire solution!! Life happens. Right in the middle of living the “American Dream”, and in your wonderful home, suddenly you suffer an illness, job loss, or major unexpected expense. You … [Read more...]
Let’s talk about all of those bill collector calls, their mail and, even, in some cases, their threats!
On top of mounting medical bills, a job loss, or an illness that has caused your financial hardship, creditors and bill collectors can nevertheless be relentless. This can be overwhelming, and psychologically stressful. They call your phone as … [Read more...]
Chapter 7 or Chapter 13?
Which can you file? Which is right for you, and your family? Don’t wait to find out! When I consult with prospective debtors, individuals and families seeking debt relief by way of bankruptcy, I always explain the distinctions, benefits, and … [Read more...]
Reinstating your Suspended Driver’s License by Filing Bankruptcy
If your license has been suspended due to a civil judgment for a car accident in which you were responsible as an uninsured motorist, you may be able to discharge the debt by filing a Chapter 7 and get your license reinstated. Under Texas … [Read more...]
Student Loan Debt and Bankruptcy
Student loan debt is an ever increasing financial problem for families these days. Often, the burden of student loan debt will keep individuals from purchasing a new home, a new vehicle or even cover their basic living expenses. It’s a hot topic … [Read more...]
Bankruptcy Costs – You get what you pay for!
During my 15 years of practicing bankruptcy law, the question I get asked the most is “If your clients are filing for bankruptcy, how do you get paid?” This is a perfectly legitimate question. How do attorneys get paid? It all depends on what type of … [Read more...]
Are you facing a Foreclosure?
In today’s economy, it’s no secret that families are struggling with paying their home mortgages. Falling behind just one or two payments on your mortgage can quickly snowball into a full blown attempt by the mortgage company to foreclose on your … [Read more...]
I’ve Been Sued!
Nothing makes one’s stomach tie up in knots faster than being served with a creditor lawsuit. It’s hardly ever a good thing when the sheriff or constable is looking for you to serve you with legal documents. So, you’ve been sued. Now what? There are … [Read more...]
Is My Credit Ruined FOREVER?
Unless you are being romantic, the word "forever" is so…final. So one of the most asked questions about filing bankruptcy is "Will my credit be ruined forever?" and the answer is "No." Yes, a bankruptcy case stay on your credit report for up to ten … [Read more...]
How to Make The Most of Your Free Bankruptcy Consultation
It is a common practice in today's legal market for bankruptcy attorneys to offer free consultations to potential new clients. Consumers looking for legal help have many law firms to choose from and a free consultation is an excellent opportunity for … [Read more...]
Happy New Year?
Regaining Control of your Finances in 2015 Ah, the sounds, sights, and scents of the season! Christmas time is the time of year when we over eat, over indulge, and often, over spend. We’re likely to hear the sounds of bells ringing, Christmas songs … [Read more...]
Think you might have financial cancer?
By Texas Attorney, J.C. Bailey III Many people find themselves in a situation where their credit card debt has surpassed their ability to ever pay it off. They tread water by making minimum payments, transferring balances, and begging the … [Read more...]